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  Partners

Distribution Reinsurers
PPO Networks HSA/HRA Administrator
Managing General Underwriters FSA Administrator
Back Office Capabilities  Case Management Services

 
 

DISTRIBUTION:

ADP — ADP, with nearly $9 billion in revenues and more than 570,000 clients worldwide, is one of the largest providers of a broad range of premier, mission-critical, cost-effective processing and information-based business .

AFLAC —  For more than 50 years, Aflac products have given policyholders the opportunity to direct cash where it is needed most when a life-interrupting medical event causes financial challenges. Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual insurance policies in force in Japan. Our insurance products provide protection to more than 40 million people worldwide. Aflac has been included in Fortune magazine's listing of America's Most Admired Companies for seven consecutive years.  Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL.

PPO NETWORKS:
PHCS/Multiplan
1stHealth
HealthOneAlliance
GlobalCare

MANAGING GENERAL UNDERWRITERS
Elite — As one of the country's top Managing General Underwriting companies, Elite provides consultants, brokers and third-party administrators with the wide array of options and product flexibility necessary to meet a buyer's needs. Elite has the ability to write Stop-Loss, Limited Benefit, Group Life, AD&D, Short-Term Disability, and Long-Term Disability.

Medical Excess Underwriters — (MedEx) is a Medical Stop Loss Managing General Underwriter located in Westfield, Massachusetts. MedEx is an established full service MGU. Services include underwriting, premium administration, stop loss claim adjudication, policy issue, and claim management services. MedEx underwrites for carriers with AM Best ratings of A- and above. Relationships with our carriers is longstanding and solid, based on excellent underwriting results and commitment to quality.

REINSURER
American Fidelity Assurance Company
Rated A+ by A.M. Best Company. Each year, the A.M. Best Company, an insurance company rating service, reviews companies based on a strict review process for financial stability. American Fidelity Assurance Company has been rated an A+ (Superior) by A.M. Best since 1982. Considered one of the nation’s leading insurance company rating services, A.M. Best bases its ratings on an analysis of the financial condition and operating performance of insurance companies in such vital areas as: Competency of Underwriting, Control of Expenses, Adequacy of Reserves, Soundness of Investments and Capital Sufficiency.

HSA/HRA ADMINISTRATOR
HSA bank — HSA Bank serves customers in every state in the nation and is one of the first financial institutions nationwide to offer health savings accounts. HSA Bank combines convenience, service and savings with low account maintenance fees, high interest rates for investments, 24-hour account access online or through an automated telephone system and outstanding personal service.

FSA ADMINISTRATOR
Creative Plan Administrators — Creative Plan Administrators (CPA) is a full-service professional Benefit Administration firm headquartered in East Hartford, Connecticut.

Case Management Services
Southern Rehabilitation Network — Medical case management from Southern Rehabilitation Network, Inc. is provided by a team of trained professional nurses. Services include catastrophic case management, medical assessments and case management, medical hotline and IME coordination.

BACK OFFICE CAPABILITIES
Triveris — Triveris’ innovative approach to health plan management has succeeded in achieving higher quality, lower cost health plans since 1992. Founded by its employees and management as an alternative to traditional and increasingly more expensive health benefits delivery systems, Triveris has continually proven that appropriate medical decision-making leads to lower claims costs. Through rigorous data collection and analysis, Triveris provides information to both doctor and patient in order to facilitate an appropriate plan of care. Their approach, focusing on patient advocacy, has been highly successful in nearly every state and on two continents.